There’s been a lot of buzz around the Trump Gold Card program. The official site, trumpcard.gov, has rolled out some major updates that are shifting conversations for global investors. But here’s the real question: how does this stack up against the EB-5 program?

What’s New with the Trump Gold Card:
- Contribution requirement cut from $5M to $1M.
- A $2M Corporate Gold Card now allows companies to sponsor employees.
- Gold Card holders will still need to pay U.S. taxes, just like Green Card holders.
- This program isn’t tied to EB-5. Instead, applicants may get residency under EB-1 or EB-2, depending on DHS discretion.
- A Platinum Card (details pending) may permit individuals to live in the U.S. up to 270 days per year without triggering U.S. tax obligations.
The Key Difference: Gift vs Investment:
Here’s the thing. The Gold Card is structured as a gift, not an investment. That alone makes EB-5 a much more appealing route for anyone who cares about capital preservation and long-term residency. With EB-5, your $800,000 goes into a job-creating project. It’s not only your pathway to a Green Card, but it also offers a chance to preserve or even grow your capital.
Family Math: EB-5 Wins Big:
For families, the difference is clear. A family of three would need to contribute $3M under the Gold Card. Under EB-5, $800,000 covers the main applicant, spouse, and children under 21. That’s a huge advantage.
Why EB-5 Still Wins:
- Lower overall cost, especially for families.
- Decades of legal history and stability.
- Clear path to permanent residency.
- Potential for capital preservation.
What This Means for Investors:
These updates are likely to drive even more interest in EB-5 as investors move quickly before further changes come into play. Flexible financing and rural EB-5 projects, which offer faster processing, are especially positioned for a rise in demand.
The Trump Gold Card may make headlines, but EB-5 remains the stronger, more structured, and cost-effective option for families and individuals serious about U.S. residency. The window of opportunity is open now. Make sure you take advantage of it.
Book a call with us today and explore your EB-5 options. We’ll walk you through the details and help you take the right steps for your family’s future.
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